Insley Insurance, LLC
3511 Braselton Hwy, Suite G100, Dacula, GA 30019 Insley Insurance phone   678.646.0939 Insley Insurance email Insley Insurance Pay Your Bill Insley Insurance File a Claim

Personal Umbrella Insurance

Home > Personal Ins. > Personal Umbrella

An umbrella covers a house and a car representing the coverage provided by umbrella insurancePersonal Umbrella Insurance is extra liability coverage. It is designed to help protect you against major claims and lawsuits. Umbrella policies provide an extra layer of liability coverage above the limits of your underlying homeowners and auto policies, as well as other types of personal insurance policies such as rental dwellings, motorcycle, watercraft and recreational vehicle policies. Secondly, umbrella policies can provide coverage for claims that may be excluded by other liability policies, including false arrest, libel and slander.


You may not think you need an umbrella policy, but consider this: What happens to you and your family’s assets should you be sued for something that occurred at your home and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? Although these kinds of things may be few and far between, you cannot be too careful. Umbrella Insurance is typically purchased at a low cost to you, and can provide you with the peace of mind knowing that your assets are protected.


Contact Insley Insurance today to discuss your options and get your free Personal Umbrella Insurance quote.